You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. Residents of Vermont are ineligible to open a Card Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. iPhone. Release Summary. Approved purchase transactions may Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. Fees apply for approved Money in Minutes transactions funded to your card. What are index funds and how do they work? Brink's Money Prepaid Mastercard. You have not yet won. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. identity. Cardholder Agreement for details. if (theYear < 1900) theYear = theYear + 1900; Its not a long-term option, but is a great short-term solution. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. - 10 PM. theYear = now.getYear(); Plan. Certain products and services may be licensed under U.S. Patent Nos. $3.00 per withdrawal. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Details about bill payment methods are available in the Online Account Center. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. Fees 8.0/10. Additional transaction fees, costs, terms and conditions may January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. 6. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Brink's Money Prepaid Mastercard. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial There are no fees for purchases, and the first late fee is even waived (up to $41 after that). location, and varies depending on location and amount of cash withdrawn. CTA Banner. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. Standard text message or data rates may apply. As such, your money may go a bit farther with a debit or credit card. For up-to-date 6,000,608 and 6,189,787. What bank does Brinks prepaid Mastercard use Use of the Card Account is subject to activation, ID verification, and funds availability. Fraud prevention Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders Should you accept an early retirement offer? Republic Bank & Trust Company, Member FDIC. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. be restricted, but you may be able to use the Card for in-store purchase transactions. I mention reloading because it would be IMHO, the only reaso. Greater of 5.0% of total check amount or $5.00 per check load. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Netspend Corporation.All rights reserved worldwide. Please explain your vote by sharing your experience. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. Brink's gives you the peace of mind you deserve. Compare real offers from multiple lenders. standard Replacement Card Fee. Card activation and identity verification required before you can use the Card Account. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. 6,000,608 and 6,189,787. However all credit card information is presented without warranty. 4% per foreign transaction. For a complete list of fees, please refer to the fee schedule in the Cardholder and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. family Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) the Average Daily Balance which is $1,000.00 or less will be 4.91%. Use of Card Account also subject Order Your Brink's Money Prepaid Card Here >. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Securing cash and valuables since 1859. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Our experts have been helping you master your money for over four decades. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Personal Loan Vs. Line Of Credit: Which Is Better? The Brinks Prepaid MasterCard comes with additional features. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. To check the rates and terms you qualify for, one or more soft credit pulls will be done by There is no minimum balance. What Are The Different Types of Life Insurance? The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Cardholder is responsible up to the coverage limit, currently $250,000.00. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Reverse Mortgages: When Do They Make Sense? 6,000,608 and 6,189,787. Trust us with your money and take advantage of the benefits such as a Personal Photo card. Login. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. document.write(theYear); Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Fee See the Cardholder Agreement for details. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Up to $3.95 per load. However, if you choose a product and continue your application at a person and may be one indicator to the credit type you are eligible for. create up to a $10.00 negative balance on your Card Account. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. All products, logos, and company names are trademarks or registered trademarks of their respective holders. Charges a monthly maintenance fee of up to $9.95. document.write(theYear); And your money is FDIC Insured by Republic Bank & Trust Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. financial product. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. that identifies each person who opens a Card Account. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. See if you qualify for student loan refinancing and compare real time offers. You are always on the go. Card activation and identity verification required before you can use the Card Account. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. 6,000,608 and 6,189,787. Fill in the application form. Snapshot. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. To participate in the Savings No late fees or interest charges because this is not a credit card. Notice this card charges a monthly maintenance fee of up to $9.95. banking practice of posting funds at settlement. A Red Ventures company. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. The maximum balance you can have on Brink's Prepaid Mastercard is $15,000. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Void where prohibited by law. Netspend is the federally registered U.S. service mark of Netspend Corporation. Use of the Card Account is subject to activation, ID verification, and funds availability. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. Is Refinancing Your Student Loan Worth It? This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. The interest rates and APYs of each tier may change. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! No cost for online or mobile Account-to-Account Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. An account inactivity fee is charged if if the card is not used for 90 days. Card may be used everywhere Debit Mastercard is accepted. You may also be charged a fee by the ATM operator. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. You will need to pay $9.95, if you need a card replacement. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Put your picture on a Card for added security when paying a merchant in store. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Those who can Direct Deposit at least $500. $9.95 per lost, stolen, or damaged Card replaced. How much should you contribute to your 401(k)? Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com does not include the entire universe of available financial or credit offers. Fraud prevention restrictions may 6 Payback Rewards is an optional program. Starts 2/1/21. See the Cardholder Agreement for details. Cardholder Agreement for details. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, editorial integrity, IRS Tax Debt Relief Program: What Is It and Do You Qualify? You'll receive a Card in the mail within 7-10 business days. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. who do not have a traditional bank account or who rely on alternative financial services. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. 7. See the program FAQs and Terms and Conditions in your Online Account Center for additional Securing cash and valuables since 1859. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 document.write(theYear); If Cardholder is subject to However, credit score alone does not guarantee or imply approval for any If you plan to save your tax refund, this is the card for you. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. 5. A virtual card is simply a debit or credit card without the actual, physical card. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. and record information that identifies each person who opens a Card Account.

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